Have you ever come down to the last week before payday to realize you only have $100 to your name? Hey, no judgement here, it happens. While we’re fortunate enough to no longer be in this predicament, in the past we have been here once or twice!
Maybe you’re trying to save as much as possible. Maybe you’re trying to pay off some serious debt. Or maybe you’re flat out living paycheck to paycheck. No matter the reason, it can be unsettling to realize you’re down to your last hundred!
So what’s a gal to do when you have a whole week left before payday hits again? I have some super simple tips to help you prioritize and help make that last $100 stretch as far as possible!
Stop buying stuff
This means the trips to Starbucks, Target, and any other of your favorite stops will have to wait. $100 for a week is probably enough for gas and the bare necessities. Do some planning and figure out what you have coming up in the next week that you absolutely have to do or buy. If it’s not essential, chances are it can wait until payday.
Eat from the pantry
This is a great time to finish off what you already have in the house. It’s time to dust off those leftover boxes of macaroni and cheese that have been shoved to the back of the pantry. Break out the grilled cheese and canned soup for dinner. Use the rest of the chicken breast from the freezer. Don’t be afraid to get creative!
I actually kind of like challenges like this because it forces me to get inventive with our meals. Maybe I’m just competitive, but if I treat it like a game of sorts, it turns the whole experience into a much more enjoyable one.
Purposefully plan your errands
If there is an errand that must be done during this week, do your best to group it together with other errands. That way, you are saving gas money by getting them all done at once. Try to limit what errands you must accomplish. If you don’t HAVE to do it this week, then don’t. Now is not the time to run to Michael’s to buy that specific type of laced ribbon that’s on sale. That would definitely be categorized as non-essential, and therefore best to wait.
Stay home this week as much as possible. Only go out for what you must do. I know for some people this is much harder than for others. I personally enjoy staying home, so this is not difficult for me. Find creative things to do around the house with the kids. Get caught up on housework. Make the most of your time at home.
It can cause quite a panic when you realize you still have a week to go before your bank accounts repopulate. But the good news is there are ways to make it through that last week! Be creative and make it your goal, you mission, to make it happen. Treat it like a game (if you’re competitive, like me), and why not see if you can have a little fun in the process? Before you know it, payday will be here again.
What are some things you do or have done to make your last $100 stretch?
Do you need structure and organization, but still crave daily encouragement?
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